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@media(max-width:1100px){.wrap{width:calc(100% - 48px)}.desktop-nav{gap:16px;font-size:.83rem}.brand-text strong{font-size:1.05rem}.header-inner{gap:18px}.hero-grid{gap:38px}.hero-copy h1{font-size:4rem}.hero-photo{height:315px}.lead-panel{margin-left:-10px;margin-right:12px;padding:23px}.topic-grid{grid-template-columns:repeat(2,1fr)}.topic-card{min-height:280px}.feature-grid,.faq-grid{gap:55px}.advisor-grid{gap:50px}.tariff{padding:25px 22px}.choice{padding:9px 8px}.choice-grid{gap:7px}.header-cta{padding-inline:14px}}
@media(max-width:850px){.desktop-nav,.header-cta{display:none}.menu-toggle{display:block}.header-inner{min-height:74px}.hero{padding-block:35px 40px}.hero-grid{gap:25px;grid-template-columns:1fr 1fr}.hero-copy h1{font-size:3.2rem}.hero-copy .intro{font-size:1rem}.hero-copy .eyebrow{font-size:.7rem}.hero-actions .quiet{display:none}.hero-benefits{font-size:.84rem}.hero-photo{height:270px}.lead-panel{margin:-35px 0 0 -12px;padding:20px}.lead-panel h2{font-size:1.55rem}.choice .icon{display:none}.choice{font-size:.78rem}.proof-grid{gap:20px}.proof-item{gap:11px}.proof-item .icon{width:24px;height:24px}.proof-item p{font-size:.77rem}.proof-item strong{font-size:.85rem}.section{padding-block:60px}.section-heading>p{max-width:280px;font-size:.9rem}.tariff-grid{gap:13px}.tariff{padding:24px 18px}.tariff ul{font-size:.83rem}.advisor-grid{grid-template-columns:.8fr 1.2fr;gap:35px}.advisor-portrait img{height:380px}.advisor-copy h2{font-size:2.5rem}.advisor-points{gap:16px}.feature-grid{gap:40px}.faq-grid{gap:40px}.footer-grid{gap:30px}.closing h2{font-size:2rem}.detail h1{font-size:3rem}}
@media(max-width:660px){html{scroll-padding-top:90px}body{padding-bottom:72px}.wrap{width:calc(100% - 36px)}.topline .wrap{padding-block:7px;font-size:.69rem}.topline .location{display:none}.brand-text strong{font-size:1.12rem}.brand-mark{width:36px;height:36px;font-size:1.5rem}.brand-text span{font-size:.65rem;letter-spacing:.09em}.header-inner{min-height:69px}.hero{padding-block:28px 29px}.hero-grid{display:block}.hero-copy{padding:0}.hero-copy h1{font-size:clamp(3rem,11.2vw,4.3rem);line-height:1.08;max-width:520px}.hero-copy .eyebrow{margin-bottom:16px;font-size:.73rem}.hero-copy .intro{max-width:500px;margin-top:17px;font-size:1rem}.hero-actions{margin-top:23px}.hero-actions .btn{width:100%}.hero-benefits{font-size:.9rem;gap:8px;margin-top:17px}.hero-advisor{margin-top:22px;padding-top:17px;max-width:none}.hero-visual{margin-top:28px;padding-bottom:0}.hero-photo{height:230px}.lead-panel{margin:-40px 13px 0;padding:23px 20px;scroll-margin-top:89px}.lead-panel h2{font-size:1.75rem}.choice .icon{display:block;width:18px;height:18px}.choice{font-size:.82rem;min-height:55px;gap:8px}.choice-grid{gap:9px}.proof-grid{grid-template-columns:1fr;gap:18px;padding-block:25px}.proof-item .icon{width:28px;height:28px}.proof-item strong{font-size:.91rem}.proof-item p{font-size:.84rem}.section{padding-block:47px}.section-heading{display:block;margin-bottom:25px}.section-heading>p{max-width:none;margin-top:17px;font-size:1rem}.section-heading h2,h2{font-size:2.35rem}.topic-grid{grid-template-columns:1fr;gap:13px}.topic-card{min-height:0;padding:24px}.card-top{margin-bottom:17px}.topic-card h3{font-size:1.7rem}.topic-card p{font-size:.97rem;margin-top:8px}.topic-card .text-link{padding-top:16px}.section-note{font-size:.81rem}.feature-grid,.faq-grid{display:block}.examples{margin-top:30px}.example{grid-template-columns:35px 1fr;gap:13px;padding-block:21px}.example h3{font-size:1.02rem}.example p{font-size:.96rem}.feature-copy>p{font-size:1rem}.tariff-grid{grid-template-columns:1fr;gap:24px;margin-top:30px}.tariff{padding:26px}.tariff .description{min-height:0}.tariff ul{font-size:.95rem}.tariff .btn{font-size:.95rem}.fineprint{font-size:.82rem}.advisor-grid{display:flex;flex-direction:column;gap:30px;align-items:start}.advisor-portrait{max-width:none;width:100%}.advisor-portrait img{height:350px;object-position:50% 46%}.advisor-copy h2{font-size:2.45rem}.advisor-copy>p{margin-top:18px;font-size:1rem}.advisor-points{gap:22px;margin-top:20px}.advisor-actions{display:grid;grid-template-columns:1fr 1fr;margin-top:23px;gap:9px}.advisor-actions .btn{font-size:.9rem;padding-inline:13px}.steps-grid{grid-template-columns:1fr;gap:27px;margin-top:29px}.steps-grid>div{display:grid;grid-template-columns:38px 1fr;gap:0 15px}.step-no{grid-row:1/3;font-size:1.65rem}.steps-grid p{margin-top:5px}.faq-list{margin-top:29px}.faq-list summary{font-size:.95rem}.faq-list details p{font-size:.96rem}.closing{padding-block:35px}.closing .wrap{display:block}.closing h2{font-size:2.15rem}.closing .btn{width:100%;margin-top:24px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 20px;padding-bottom:30px}.footer-about{grid-column:1/-1}.footer-bottom{display:block;font-size:.74rem;padding-bottom:25px}.footer-bottom nav{margin-top:16px;gap:20px}.site-footer{padding-top:35px}.mobile-dock{display:grid;position:fixed;z-index:40;bottom:0;left:0;right:0;padding:9px 18px calc(9px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);grid-template-columns:50px 1fr;gap:9px;box-shadow:0 -3px 15px #0b20310c}.mobile-dock .btn{min-height:46px;padding-block:10px;font-size:.88rem}.mobile-dock .icon{height:22px;width:22px}.cookie-banner{left:12px;right:12px;bottom:81px;grid-template-columns:1fr;gap:14px;padding:20px}.cookie-actions{display:grid;grid-template-columns:1fr 1fr}.cookie-copy p{font-size:.84rem}.legal{padding-block:35px 50px}.legal h1{font-size:2.5rem}.legal h2{font-size:1.2rem}.details-table{grid-template-columns:1fr}.detail-fact{border-right:0;border-bottom:1px solid var(--line);padding:21px}.detail-fact:last-child{border-bottom:0}.detail h1{font-size:clamp(2.7rem,10vw,3.7rem)}.breadcrumb{margin-bottom:19px}.detail .hero{padding-top:23px}.detail .hero-advisor{margin-top:22px}.detail .hero-copy .intro{margin-top:16px}.source-note{font-size:.81rem}}
@media(max-width:360px){.wrap{width:calc(100% - 28px)}.brand-text strong{font-size:1rem}.brand-text span{font-size:.62rem}.lead-panel{margin-inline:5px;padding-inline:15px}.choice{font-size:.77rem}.choice .icon{display:none}.hero-copy h1{font-size:2.9rem}.form-fields{grid-template-columns:1fr}.advisor-actions{grid-template-columns:1fr}.footer-grid{gap:25px 12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.related-grid{grid-template-columns:repeat(3,minmax(0,1fr));grid-auto-rows:1fr}@media(max-width:660px){.related-grid{grid-template-columns:1fr}}

.choice span{min-width:0;overflow-wrap:anywhere}@media(max-width:660px){.choice{font-size:.875rem}.choice .icon{display:none}}

.mobile-dock .secondary{padding-inline:0}
.cost-section{border-bottom:1px solid var(--line)}.cost-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:36px}.cost-card{display:flex;flex-direction:column;padding:27px;border:1px solid var(--line);border-radius:5px;background:var(--paper);min-width:0}.cost-tag{font-size:.73rem;letter-spacing:.07em;text-transform:uppercase;color:var(--red);font-weight:750}.cost-card h3{font-size:1.13rem;line-height:1.45;margin-top:14px;min-height:3em}.cost-amount{font:3rem/1.15 var(--serif);letter-spacing:-.04em;margin-top:22px;color:var(--navy);white-space:nowrap}.cost-amount span{font:1rem/1.5 var(--sans);letter-spacing:0;color:var(--muted)}.cost-caption{color:var(--muted);font-size:.8rem;margin-top:6px}.cost-card dl{margin:23px 0 25px;font-size:.88rem;line-height:1.5}.cost-card dl>div{display:flex;align-items:start;justify-content:space-between;gap:15px;padding:12px 0;border-top:1px solid var(--line)}.cost-card dt{min-width:0;color:var(--muted)}.cost-card dd{margin:0;font-weight:650;white-space:nowrap}.cost-covered{display:flex;gap:9px;align-items:center;font-size:.81rem;font-weight:650;color:var(--ink);margin-top:auto}.cost-covered .icon{width:21px;height:21px;color:var(--red);flex-shrink:0}.cost-action{text-align:center;margin-top:28px}@media(max-width:850px){.cost-grid{gap:14px}.cost-card{padding:22px 18px}.cost-card dl>div{gap:10px}.cost-amount{font-size:2.65rem}}@media(max-width:660px){.cost-grid{grid-template-columns:1fr;gap:15px;margin-top:28px}.cost-card{padding:25px}.cost-card h3{min-height:0}.cost-amount{font-size:3rem;margin-top:18px}.cost-card dl{margin-bottom:20px}.cost-action .btn{width:100%}}
/* Responsive refinements: compact navigation and a direct mobile enquiry. */
.btn.whatsapp{background:#e8f5ec;color:#185c39;border-color:#a9d2b7;gap:9px}.btn.whatsapp:hover{background:#d6eddf}.btn.whatsapp .icon{width:21px;height:21px;flex-shrink:0}.closing-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}.advisor-actions .whatsapp{background:#e8f5ec;color:#185c39}.hero-actions .whatsapp{font-size:.93rem}@media(max-width:660px){body{padding-bottom:86px}.advisor-actions .whatsapp{grid-column:1/-1}.closing-actions{display:grid;grid-template-columns:1fr;margin-top:24px;gap:10px}.closing-actions .btn{margin-top:0}.mobile-dock{grid-template-columns:44px 86px minmax(0,1fr);gap:8px}.mobile-dock .btn{font-size:.81rem;padding-inline:8px}.mobile-dock .whatsapp .icon{display:none}.mobile-dock .whatsapp{white-space:nowrap}.cookie-banner{bottom:95px;max-height:calc(100dvh - 130px)}}
.footer-grid{grid-template-columns:1.25fr 1fr .8fr 1fr;gap:35px}.footer-links a{overflow-wrap:anywhere;hyphens:auto}.cost-scenario{font-size:.87rem;color:var(--muted);margin-top:14px;line-height:1.6}.cost-calculation{border-top:1px solid var(--line);margin:0 0 23px}.cost-calculation summary{cursor:pointer;list-style:none;font-weight:650;font-size:.86rem;color:var(--red);padding:14px 22px 14px 0;position:relative}.cost-calculation summary::-webkit-details-marker{display:none}.cost-calculation summary:after{content:'+';position:absolute;right:0;top:12px;font-size:1.2rem}.cost-calculation[open] summary:after{content:'−'}.cost-calculation p{font-size:.8rem;color:var(--muted);overflow-wrap:anywhere}.cost-calculation dl{font-size:.8rem;margin:14px 0}.cost-card .cost-amount{font-size:clamp(2.35rem,3.5vw,3rem)}@media(max-width:850px){.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.cost-card .cost-amount{font-size:2rem}}@media(max-width:660px){.footer-grid{gap:30px 20px}.footer-contact{grid-column:1/-1}.cost-card .cost-amount{font-size:2.45rem}}
.header-inner .brand{min-width:0;flex-shrink:1}.brand-text{min-width:0}.brand-mark,.menu-toggle{flex-shrink:0}
.field{font-size:.875rem}.consent{font-size:.875rem}.field input{min-height:49px}.lead-intro{font-size:.9375rem}.choice span{hyphens:auto}
.lead-panel{transition:none}.form-fields{min-width:0}.field input{min-width:0}
@media(max-width:660px){.header-inner{gap:12px}.brand-text strong{font-size:1.05rem;line-height:1.25}.brand-text span{font-size:.67rem;letter-spacing:.055em}.hero-visual{display:flex;flex-direction:column}.lead-panel{order:-1;width:100%;margin:0 0 18px;padding:23px 20px}.hero-photo{height:190px}.photo-caption{display:none}.lead-panel h2{font-size:1.65rem}.field{margin-top:13px}.consent{line-height:1.65;gap:10px}.consent input{width:20px;height:20px;margin:3px 0 0}.lead-panel .next{min-height:52px}.form-note{font-size:.8rem}.cookie-banner{max-height:calc(100dvh - 110px);overflow:auto}}
@media(max-width:360px){.brand{gap:9px}.brand-mark{width:32px;height:36px}.brand-text strong{font-size:.95rem}.brand-text span{font-size:.6rem;letter-spacing:.035em}.lead-panel{padding-inline:17px}.hero-copy h1{font-size:clamp(2.65rem,12vw,2.9rem)}}

/* Prominent navigation for the four property protection areas. */
.desktop-nav a,.mobile-nav a{font-weight:800}.desktop-nav{font-size:.93rem}.desktop-nav a{white-space:nowrap}.mobile-nav a{font-size:1.05rem}.hero-benefits strong,.tariff li strong{font-weight:750}@media(max-width:1100px){.desktop-nav{font-size:.85rem;gap:15px}}

/* Personal adviser profile. */
.advisor-profile-link{text-decoration:none}.advisor-profile-link:hover strong,.advisor-readmore:hover{color:var(--red)}.advisor-readmore{display:inline-block;margin-top:22px}.profile-hero{padding-block:48px 68px;background:linear-gradient(120deg,#fff 55%,var(--paper) 55%)}.profile-hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:85px;align-items:center}.profile-copy .eyebrow{margin-bottom:18px}.profile-copy h1{font-size:clamp(3.6rem,6.5vw,5.8rem);line-height:1.04}.profile-copy h1 em{color:var(--red);font-weight:400}.profile-role{font-size:1.12rem;font-weight:700;margin-top:23px}.profile-copy .intro{color:var(--muted);font-size:1.04rem;line-height:1.8;max-width:530px;margin-top:17px}.profile-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.profile-actions .btn{gap:9px}.profile-actions .icon{width:19px;height:19px}.profile-google{display:inline-block;margin-top:23px;font-size:.9rem}.profile-portrait{margin:0;position:relative;border-radius:8px;overflow:hidden;background:var(--navy);box-shadow:0 18px 45px #0b203117}.profile-portrait img{width:100%;height:570px;object-fit:cover;object-position:center 40%}.profile-portrait figcaption{position:absolute;bottom:0;left:0;right:0;padding:55px 30px 28px;background:linear-gradient(transparent,#0b2031ed);color:white;display:grid;gap:6px}.profile-portrait figcaption strong{font-family:var(--serif);font-size:1.55rem;font-weight:400}.profile-portrait figcaption span{font-size:.85rem;color:#d7e0e8}.profile-about{border-block:1px solid var(--line);background:var(--paper)}.profile-principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}.profile-principles article{min-width:0}.profile-principles .icon{width:30px;height:30px;color:var(--red);margin-bottom:20px}.profile-principles h3{font-family:var(--serif);font-weight:400;font-size:1.7rem}.profile-principles p{margin-top:12px;font-size:.96rem;color:var(--muted)}.profile-career-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.profile-career-copy>p,.profile-reviews-grid>div>p{color:var(--muted);margin-top:20px}.profile-career-list{list-style:none;padding:0;margin:0;display:grid;gap:0}.profile-career-list li{display:grid;grid-template-columns:36px 1fr;gap:15px;padding:0 0 28px;position:relative}.profile-career-list li:not(:last-child):before{content:'';position:absolute;left:17px;top:35px;bottom:0;width:1px;background:var(--line)}.profile-career-list .career-marker{display:grid;place-items:center;width:35px;height:35px;border:1px solid #d6a6ac;background:var(--rose);color:var(--red);border-radius:50%;font-size:.8rem;font-weight:750}.profile-career-list h3{font-size:1.06rem;margin-top:5px}.profile-career-list p{margin-top:8px;color:var(--muted);font-size:.93rem}.profile-career-link{display:inline-block;margin-top:22px}.profile-reviews{background:var(--paper);border-top:1px solid var(--line)}.profile-reviews-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:85px;align-items:center}.profile-review-card{background:white;border:1px solid var(--line);border-radius:6px;padding:34px;display:flex;flex-direction:column;align-items:start;gap:17px}.profile-review-card>.icon{color:var(--red);width:31px;height:31px}.profile-review-card h3{font-size:1.2rem}.profile-review-card p{color:var(--muted);font-size:.95rem}.profile-review-card .text-link{font-size:.9rem}.profile-copy,.profile-career-copy,.profile-review-card{min-width:0}
@media(max-width:1100px){.profile-hero-grid,.profile-reviews-grid{gap:45px}.profile-portrait img{height:510px}.profile-career-grid{gap:45px}.profile-principles{gap:27px}}
@media(max-width:1050px){.desktop-nav,.header-cta{display:none}.menu-toggle{display:block}.header-inner{min-height:74px}}
@media(max-width:850px){.profile-hero-grid{gap:30px}.profile-copy h1{font-size:4rem}.profile-portrait img{height:500px}.profile-actions .btn{width:100%}.profile-role{font-size:1rem}.profile-reviews-grid{gap:30px}.profile-review-card{padding:27px}.profile-career-grid{gap:35px}}
@media(max-width:660px){.profile-hero{padding-block:27px 43px;background:white}.profile-hero-grid,.profile-career-grid,.profile-reviews-grid{grid-template-columns:1fr;gap:32px}.profile-copy h1{font-size:clamp(3.7rem,17vw,5.2rem)}.profile-copy .intro{font-size:1rem}.profile-copy .eyebrow{font-size:.73rem}.profile-role{margin-top:21px}.profile-actions{gap:10px}.profile-portrait{max-width:450px;width:100%;margin-inline:auto}.profile-portrait img{height:440px;object-position:center 38%}.profile-portrait figcaption{padding-inline:23px}.profile-principles{grid-template-columns:1fr;gap:28px}.profile-principles article{padding-bottom:26px;border-bottom:1px solid var(--line)}.profile-principles article:last-child{border-bottom:0;padding-bottom:0}.profile-principles .icon{margin-bottom:12px}.profile-principles h3{font-size:1.5rem}.profile-review-card{padding:27px 23px}.profile-review-card .btn{width:100%}.profile-google{font-size:.86rem;overflow-wrap:anywhere}.profile-career-list li{padding-bottom:24px}}
@media(max-width:360px){.profile-copy h1{font-size:3.8rem}.profile-portrait img{height:385px}.profile-portrait figcaption strong{font-size:1.35rem}.profile-portrait figcaption span{font-size:.79rem}}

/* The same enquiry form opens directly from every consultation action. */
body.consultation-open{overflow:hidden}.consultation-open .mobile-dock{display:none!important}.consultation-dialog{width:min(590px,calc(100% - 32px));max-height:calc(100dvh - 32px);margin:auto;padding:0;border:1px solid var(--line);border-radius:9px;background:white;color:var(--ink);box-shadow:0 25px 90px #0004;overflow:auto;overscroll-behavior:contain}.consultation-dialog::backdrop{background:#071725b3;backdrop-filter:blur(4px)}.consultation-shell{padding:23px 28px 28px}.consultation-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line);padding-bottom:13px}.consultation-heading p{font-weight:750;font-size:1.05rem}.consultation-close{width:40px;height:40px;flex-shrink:0;background:var(--paper);border:1px solid var(--line);border-radius:5px;font-size:1.6rem;line-height:1;color:var(--ink)}.consultation-close:hover{background:var(--rose);border-color:#c98d95}.consultation-context{font-size:.86rem;font-weight:650;color:var(--red);margin:17px 0 14px}.consultation-dialog .lead-panel{width:100%;padding:0;margin:0;border:0;box-shadow:none;border-radius:0;scroll-margin:0}.consultation-dialog .lead-heading{display:none}.consultation-dialog .lead-panel h2{font-size:1.85rem}.consultation-dialog .back{margin-top:0}.consultation-dialog .form-note{margin-bottom:0}.lead-placeholder{max-width:100%;flex-shrink:0}
@media(max-width:660px){.consultation-dialog{width:calc(100% - 20px);max-height:calc(100dvh - 20px);border-radius:7px}.consultation-shell{padding:16px 20px max(22px,env(safe-area-inset-bottom))}.consultation-dialog .lead-panel h2{font-size:1.65rem}.consultation-close{width:42px;height:42px}.consultation-heading{gap:12px;padding-bottom:10px}.consultation-heading p{font-size:1rem}.consultation-context{margin-top:14px}.consultation-dialog .choice{font-size:.84rem}}
@media(max-width:360px){.consultation-shell{padding-inline:16px}.consultation-heading p{font-size:.92rem}.consultation-context{font-size:.8rem}}

/* Professional history and linked customer review excerpts. */
.profile-history-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:14px}.profile-history-pills span{background:var(--paper);border:1px solid var(--line);border-radius:4px;padding:6px 10px;font-size:.77rem;font-weight:650;color:var(--ink)}.career-date{display:block;color:var(--red);font-size:.84rem;font-weight:750;margin:4px 0 8px}.profile-qualifications{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:37px}.profile-qualifications article{padding:25px;border:1px solid var(--line);border-radius:5px;background:var(--paper);min-width:0}.profile-qualifications .eyebrow{font-size:.7rem;margin-bottom:12px}.profile-qualifications h3{font:1.48rem/1.35 var(--serif);letter-spacing:-.02em;overflow-wrap:anywhere}.profile-recognition{display:flex;align-items:center;gap:27px;padding:27px 31px;background:var(--navy);color:white;border-radius:5px;margin-top:20px}.recognition-number{font:3.8rem/1 var(--serif);letter-spacing:-.045em;flex-shrink:0;color:#f4d3d8}.profile-recognition .eyebrow{color:#efbcc5;margin-bottom:7px;font-size:.72rem}.profile-recognition h3{font:1.6rem/1.3 var(--serif);font-weight:400}.customer-reviews-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.customer-review{display:flex;flex-direction:column;min-width:0;min-height:270px;margin:0;padding:27px;border:1px solid var(--line);border-radius:5px;background:white}.review-stars{font-size:1rem;letter-spacing:.12em;color:#91600a;margin-bottom:23px}.customer-review blockquote{margin:0;font:1.55rem/1.45 var(--serif);letter-spacing:-.025em;color:var(--ink)}.customer-review figcaption{display:flex;flex-wrap:wrap;column-gap:12px;row-gap:6px;margin-top:auto;padding-top:25px;font-size:.83rem;align-items:center}.customer-review figcaption time{color:var(--muted)}.customer-review figcaption a{display:block;width:100%;color:var(--red);font-size:.79rem;margin-top:4px;font-weight:600}.review-source-card{background:var(--navy);border-color:var(--navy);color:white;gap:18px}.review-source-card .eyebrow{color:#efbcc5;font-size:.72rem}.review-source-card h3{font:1.7rem/1.25 var(--serif);font-weight:400}.review-source-card .btn{margin-top:auto;align-self:start;min-height:45px;font-size:.85rem;padding:10px 14px}.review-source-card .text-link{color:white;font-size:.85rem}.profile-reviews .fineprint{margin-top:23px}
@media(max-width:850px){.profile-qualifications{gap:13px}.profile-qualifications article{padding:20px}.profile-qualifications h3{font-size:1.25rem}.customer-reviews-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.customer-review{padding:24px}}
@media(max-width:660px){.profile-history-pills{gap:8px}.profile-history-pills span{font-size:.73rem;padding:6px 9px}.profile-qualifications{grid-template-columns:1fr;gap:12px;margin-top:10px}.profile-qualifications article{padding:22px}.profile-qualifications h3{font-size:1.45rem}.profile-recognition{gap:20px;padding:24px}.recognition-number{font-size:3.2rem}.profile-recognition h3{font-size:1.4rem}.customer-reviews-grid{grid-template-columns:1fr;gap:14px}.customer-review{min-height:220px;padding:25px}.customer-review blockquote{font-size:1.5rem}.review-stars{margin-bottom:18px}.customer-review figcaption{padding-top:23px}.review-source-card{min-height:250px}}

/* Layout 2: generous photography, focused enquiry and quieter hierarchy. */
:root{--navy:#102c3d;--ink:#173447;--muted:#536978;--red:#ab263b;--red-dark:#8f1f31;--paper:#f1f6fa;--line:#dce5eb;--rose:#f9edf0}
html{scroll-padding-top:112px}body{font-size:1rem;line-height:1.75}h1,h2{letter-spacing:-.045em}h2{font-size:clamp(2.5rem,3.8vw,3.65rem);line-height:1.12}.wrap{width:min(1280px,calc(100% - 96px))}.eyebrow{font-size:.78rem;letter-spacing:.12em}.btn{border-radius:8px;min-height:54px;padding:15px 24px;font-size:.94rem}.btn.primary{box-shadow:0 4px 12px #ab263b12}.btn.primary:hover{transform:none}.text-link{font-size:.94rem}.topline{background:var(--paper);color:var(--muted);border-bottom:1px solid var(--line);font-size:.78rem}.topline .phone{color:var(--ink)}.topline .wrap{padding-block:7px}.header-inner{min-height:93px;gap:22px}.brand-mark{background:var(--navy);border-color:var(--navy);border-radius:8px;width:44px;height:44px}.brand-text strong{font-size:1.3rem}.brand-text span{font-size:.69rem;letter-spacing:.08em}.desktop-nav{gap:24px}.desktop-nav a{font-size:.9rem;font-weight:800}.header-cta{min-height:46px;padding:11px 18px;font-size:.85rem}.menu-toggle{border-radius:8px}.hero,.detail .hero{padding-block:48px 0;background:white}.hero-grid{grid-template-columns:1.05fr 1fr;gap:62px;align-items:center}.hero-copy,.detail .hero-copy{padding:0}.hero-copy .eyebrow,.detail .hero-copy .eyebrow{margin-bottom:23px;line-height:1.8}.hero-copy h1,.detail .hero-copy h1{font-size:clamp(3.6rem,5.5vw,5.3rem);line-height:1.08;max-width:650px}.hero-copy h1 em{font-style:normal;color:var(--red)}.hero-copy .intro,.detail .hero-copy .intro{font-size:1.075rem;line-height:1.8;max-width:490px;margin-top:25px}.hero-actions{display:flex;align-items:start;flex-direction:column;gap:9px;margin-top:30px}.hero-actions .quiet{font-size:.81rem;display:block;color:var(--muted);padding-left:2px}.hero-alternatives{display:grid;align-items:start;gap:13px;margin-top:23px}.hero-contact-link{display:inline-flex;align-items:center;gap:9px;font-size:.9rem;font-weight:650;color:#286140;text-decoration:none;align-self:start}.hero-contact-link .icon{height:20px;width:20px}.hero-calculator{font-size:.86rem;font-weight:600;color:var(--muted);text-decoration:underline}.hero-contact-link:hover,.hero-calculator:hover{color:var(--red)}.hero-visual{padding:0;min-width:0;display:block}.hero-photo{height:548px;width:100%;border-radius:17px;object-position:56% center}.photo-caption{display:block;top:22px;left:22px;font-size:.74rem;border-radius:5px;padding:8px 12px;background:#102c3dd9;letter-spacing:.035em}.hero-visual .hero-advisor{position:absolute;bottom:20px;left:20px;right:20px;max-width:none;margin:0;padding:17px 19px;border:0;border-radius:10px;background:#fffffff2;box-shadow:0 8px 30px #102c3d15;backdrop-filter:blur(10px);align-items:center}.hero-advisor img{width:48px;height:48px}.hero-advisor strong{font-size:1rem}.hero-advisor p{font-size:.78rem}.hero-benefits,.detail .hero-benefits{margin:37px 0 0;padding:26px 0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:26px;border-top:1px solid var(--line);font-size:.88rem;line-height:1.6}.hero-benefits li{min-width:0;gap:10px}.hero-benefits .check{font-size:1.1rem}.hero-benefits strong{display:block}.proof-strip{background:var(--navy);color:white;border:0}.proof-grid{gap:0;padding:28px 0}.proof-item{display:block;padding-left:40px;border-left:1px solid #ffffff2b}.proof-item:first-child{padding-left:0;border:0}.proof-item strong{font-family:var(--serif);font-weight:400;font-size:1.7rem;line-height:1.25}.proof-item p{color:#c2d2dc;margin-top:6px;font-size:.85rem}.breadcrumb{font-size:.79rem;margin-bottom:20px}.section{padding-block:88px}.section-heading{margin-bottom:38px}.compare-head{text-align:left;max-width:none;display:grid;grid-template-columns:1.2fr 1fr;gap:0 70px}.compare-head .eyebrow{grid-column:1/-1}.compare-head>p{align-self:end;margin-bottom:5px;max-width:420px}.consultation-dialog{border-radius:14px}.consultation-shell{padding:24px 30px 30px}.consultation-close{border-radius:8px}.cookie-banner{border-radius:12px;border-top-width:1px;box-shadow:0 15px 70px #102c3d22}.mobile-dock{box-shadow:0 -3px 18px #102c3d0c}
@media(max-width:1180px){.wrap{width:calc(100% - 64px)}.desktop-nav{gap:18px}.header-inner{gap:18px}.hero-grid{gap:36px}.hero-copy h1,.detail .hero-copy h1{font-size:4.25rem}.hero-photo{height:510px}}
@media(max-width:1050px){.header-inner{min-height:78px}.hero-copy h1,.detail .hero-copy h1{font-size:3.6rem}.hero-grid{gap:30px}.hero-photo{height:530px}.hero-benefits,.detail .hero-benefits{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 32px}.hero-visual .hero-advisor{left:14px;right:14px;bottom:14px;padding:14px}.hero-advisor p{font-size:.73rem}.proof-item{padding-left:24px}.compare-head{gap:0 40px}}
@media(max-width:760px){.wrap{width:calc(100% - 40px)}.hero,.detail .hero{padding-top:30px}.hero-grid{grid-template-columns:1fr;gap:30px}.hero-copy h1,.detail .hero-copy h1{font-size:clamp(3.2rem,9.2vw,4.7rem);max-width:600px}.hero-copy .intro,.detail .hero-copy .intro{max-width:600px;font-size:1rem}.hero-photo{height:330px;object-position:50% 54%}.hero-visual{margin:0;display:block}.hero-visual .hero-advisor{left:16px;right:16px;bottom:16px;padding:15px 17px}.hero-advisor p{font-size:.79rem}.hero-actions{margin-top:25px}.hero-actions .btn{width:auto}.hero-alternatives{margin-top:19px;gap:11px}.hero-benefits,.detail .hero-benefits{margin-top:27px;padding:23px 0;font-size:.86rem;gap:18px}.proof-grid{grid-template-columns:repeat(3,minmax(0,1fr));padding-block:23px}.proof-item{padding-left:19px}.proof-item strong{font-size:1.35rem}.proof-item p{font-size:.77rem;line-height:1.55}.section{padding-block:60px}.compare-head{display:block}.compare-head>p{margin-top:20px;max-width:560px}.section-heading h2,h2{font-size:2.65rem}.consultation-shell{padding:18px 20px 25px}}
@media(max-width:480px){.hero,.detail .hero{padding-top:23px}.hero-copy .eyebrow,.detail .hero-copy .eyebrow{font-size:.73rem;margin-bottom:16px;letter-spacing:.075em}.hero-copy h1,.detail .hero-copy h1{font-size:clamp(2.95rem,11.2vw,3.7rem)}.hero-copy .intro,.detail .hero-copy .intro{margin-top:19px}.hero-actions .btn{width:100%}.hero-actions .quiet{align-self:center}.hero-alternatives{gap:12px}.hero-photo{height:295px;border-radius:12px}.photo-caption{left:15px;top:15px;font-size:.69rem}.hero-visual .hero-advisor{left:12px;right:12px;bottom:12px;padding:14px}.hero-advisor p{font-size:.72rem}.hero-benefits,.detail .hero-benefits{grid-template-columns:1fr;gap:12px;font-size:.88rem;padding-block:23px}.hero-benefits strong{display:inline}.proof-grid{grid-template-columns:1fr;gap:0;padding-block:4px}.proof-item,.proof-item:first-child{border:0;border-top:1px solid #ffffff22;padding:20px 0;display:flex;align-items:center;gap:20px;justify-content:space-between}.proof-item:first-child{border-top:0}.proof-item strong{font-size:1.55rem;white-space:nowrap}.proof-item p{margin:0;max-width:185px;font-size:.79rem;text-align:right}.brand-text strong{font-size:1.05rem}.brand-text span{font-size:.64rem}.brand-mark{width:36px;height:36px}.section-heading h2,h2{font-size:2.4rem}.section{padding-block:51px}.consultation-dialog{border-radius:10px}.footer-links,.footer-grid p{font-size:.88rem}}
@media(max-width:360px){.wrap{width:calc(100% - 32px)}.hero-copy h1,.detail .hero-copy h1{font-size:2.9rem;overflow-wrap:normal}.hero-copy .eyebrow,.detail .hero-copy .eyebrow{font-size:.7rem}.hero-calculator{font-size:.83rem}.hero-visual .hero-advisor{gap:9px;padding:12px}.hero-advisor img{width:41px;height:41px}.hero-advisor p{font-size:.69rem}.brand-text strong{font-size:.97rem}.brand-text span{font-size:.6rem}.brand-mark{width:32px;height:35px}.header-inner{gap:9px}.proof-item p{max-width:155px}}
/* The same visual language continues through every product and profile page. */
.topic-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.topic-card{min-height:255px;padding:30px 34px;border-radius:12px;background:white;box-shadow:none}.topic-card.featured{background:var(--navy)}.card-top{margin-bottom:20px}.card-top .icon{width:27px;height:27px}.card-no{font-size:.82rem}.topic-card h3{font-size:1.9rem;line-height:1.2;overflow-wrap:normal}.topic-card p{font-size:.98rem;max-width:440px}.topic-card .text-link{font-size:.88rem;padding-top:20px}.topic-card:hover{transform:none;border-color:#93aabd;box-shadow:0 8px 22px #102c3d07}.topic-grid.related-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.related-grid .topic-card{padding:28px;min-height:300px}.related-grid .topic-card h3{font-size:1.72rem}.section-note{font-size:.87rem;line-height:1.7;margin-top:24px}.feature-section{background:var(--paper)}.feature-grid{grid-template-columns:1fr 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dl{font-size:.88rem}.cost-calculation summary{font-size:.9rem}.cost-calculation p,.cost-calculation dl{font-size:.86rem}.cost-covered{font-size:.87rem}.cost-action{margin-top:30px}.advisor-section{background:white;color:var(--ink)}.advisor-grid{grid-template-columns:.85fr 1.15fr;gap:95px;align-items:center}.advisor-portrait{max-width:none;margin:0;border-radius:14px;overflow:hidden;background:var(--paper)}.advisor-portrait img{height:565px;border-radius:0;object-position:50% 45%}.portrait-label{left:0;right:0;bottom:0;padding:50px 29px 26px;border-radius:0;background:linear-gradient(transparent,#102c3ded);color:white}.portrait-label strong{font-size:1.7rem}.portrait-label span{color:#d1dde5;font-size:.85rem}.advisor-copy .eyebrow{color:var(--red)}.advisor-copy>p{color:var(--muted);font-size:1rem;max-width:570px;line-height:1.8;margin-top:20px}.advisor-experience{display:grid;grid-template-columns:1fr 1fr;gap:30px;padding-block:25px;border-block:1px solid var(--line);margin-top:27px;max-width:520px}.advisor-experience strong{display:block;font:1.55rem/1.3 var(--serif)}.advisor-experience span{font-size:.84rem;color:var(--muted)}.advisor-profile-links{display:flex;gap:24px;flex-wrap:wrap;margin-top:22px}.advisor-profile-links .text-link{font-size:.9rem}.advisor-actions{margin-top:27px;gap:12px;align-items:center}.advisor-phone{display:flex;gap:8px;align-items:center;text-decoration:none;font-weight:650;font-size:.9rem;padding:10px 0}.advisor-phone .icon{height:19px;width:19px}.steps-section{background:var(--paper);border:0}.steps-grid{gap:40px}.steps-grid>div{border-top:1px solid #b8cad7;padding-top:24px}.step-no{font-size:2.4rem;color:var(--navy);margin-bottom:24px}.steps-grid h3{font-size:1.16rem}.steps-grid p{font-size:1rem;line-height:1.75}.faq-grid{grid-template-columns:.85fr 1.15fr;gap:80px}.faq-intro p{font-size:1rem}.faq-list summary{padding-block:24px;font-size:1rem}.faq-list summary:after{top:23px}.faq-list details p{font-size:1rem}.closing{background:var(--navy);color:white;border:0;padding-block:65px}.closing h2{font-size:2.8rem}.closing p{color:#cbdbe4;font-size:1rem;margin-top:17px}.closing-actions{max-width:340px;flex-direction:column;align-items:stretch;gap:13px}.closing .whatsapp{background:transparent;color:white;border-color:#8a9eac}.closing .whatsapp:hover{background:#244859}.closing-actions .btn{width:100%}.site-footer{background:#0d2332;padding-top:55px}.footer-grid{padding-bottom:45px;gap:36px}.footer-grid h3{font-size:.94rem}.footer-brand{font-size:1.7rem}.footer-grid p,.footer-links{font-size:.88rem}.footer-links{gap:11px}.footer-bottom{font-size:.82rem;padding-block:25px}.profile-hero{background:white;padding-block:50px 70px}.profile-hero-grid{gap:85px;grid-template-columns:1.05fr 1fr}.profile-copy h1{font-size:clamp(4.5rem,7vw,6.3rem)}.profile-copy h1 em{font-style:normal}.profile-role{font-size:1.04rem}.profile-copy .intro{font-size:1.03rem}.profile-portrait{border-radius:15px;box-shadow:none}.profile-portrait img{height:615px}.profile-portrait figcaption{padding:55px 30px 30px}.profile-history-pills span{font-size:.82rem;background:var(--paper);padding:7px 12px;border-radius:5px}.profile-actions .btn{width:auto}.profile-about{background:var(--paper);border:0}.profile-principles{gap:50px}.profile-principles h3{font-size:1.95rem}.profile-principles p{font-size:1rem}.profile-career-grid{gap:85px}.profile-career-list p{font-size:1rem}.career-date{font-size:.9rem}.profile-qualifications{gap:22px;margin-top:38px}.profile-qualifications article{border-radius:10px;padding:29px;background:var(--paper)}.profile-qualifications h3{font-size:1.65rem;overflow-wrap:normal}.profile-qualifications .eyebrow{font-size:.72rem}.profile-recognition{border-radius:12px;padding:35px;margin-top:22px;gap:32px}.recognition-number{font-size:4.4rem}.profile-recognition 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@media(max-width:1100px){.feature-grid{gap:35px}.feature-copy{padding:32px}.advisor-grid{gap:50px}.advisor-portrait img{height:570px}.tariff{padding-inline:23px}.tariff .badge{left:23px}.cost-card{padding:26px 23px}.topic-grid.related-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.related-grid .topic-card{padding:24px}.related-grid .topic-card h3{font-size:1.6rem}.profile-hero-grid{gap:45px}.profile-portrait img{height:570px}.profile-career-grid{gap:45px}.profile-qualifications article{padding:24px}}
@media(max-width:850px){.tariff-grid{grid-template-columns:1fr;gap:20px}.tariff{padding:45px 30px 30px}.tariff .description,.tariff small{min-height:0}.tariff h3{font-size:2.2rem}.tariff .badge{left:30px}.tariff ul{font-size:.96rem}.cost-grid{grid-template-columns:1fr;gap:18px}.cost-card{padding:29px}.cost-card h3{min-height:0}.cost-card .cost-amount{font-size:3.5rem}.feature-grid{gap:28px}.feature-copy{padding:30px}.feature-copy h2{font-size:2.35rem}.advisor-grid{grid-template-columns:.85fr 1.15fr;gap:32px}.advisor-portrait img{height:595px}.advisor-copy h2{font-size:2.6rem}.advisor-experience{gap:15px}.advisor-experience strong{font-size:1.4rem}.advisor-actions .btn{width:100%}.topic-grid.related-grid{grid-template-columns:1fr}.related-grid .topic-card{min-height:0;padding:28px}.profile-hero-grid{gap:30px}.profile-copy h1{font-size:4.8rem}.profile-portrait img{height:560px}.profile-actions .btn{width:100%}.profile-qualifications{grid-template-columns:1fr}.profile-qualifications h3{font-size:1.6rem}.profile-career-grid{gap:35px}.profile-career-link{font-size:.9rem}}
@media(max-width:760px){.feature-grid,.faq-grid{grid-template-columns:1fr;display:grid;gap:34px}.feature-copy{padding:33px}.feature-copy h2{font-size:2.7rem}.examples{margin:0}.example{padding-block:23px}.example h3{font-size:1.1rem}.example p{font-size:1rem}.topic-card{padding:28px}.topic-card h3{font-size:1.7rem}.advisor-grid{display:grid;grid-template-columns:1fr;gap:34px}.advisor-portrait{max-width:460px;width:100%;margin-inline:auto}.advisor-portrait img{height:500px}.advisor-copy h2{font-size:2.8rem}.advisor-copy>p{max-width:none}.advisor-actions{display:flex}.advisor-actions .btn{width:auto}.advisor-experience{max-width:none}.closing .wrap{display:block}.closing h2{font-size:2.65rem}.closing-actions{max-width:none;display:flex;flex-direction:row;margin-top:28px}.closing-actions .btn{width:auto}.profile-hero-grid,.profile-career-grid{grid-template-columns:1fr;gap:35px}.profile-hero{padding-block:30px 55px}.profile-copy h1{font-size:5rem}.profile-portrait{max-width:470px;width:100%;margin-inline:auto}.profile-portrait img{height:525px}.profile-actions .btn{width:auto}.profile-principles{grid-template-columns:1fr;gap:28px}.profile-principles p{font-size:1rem}.profile-qualifications{margin-top:25px}.profile-recognition{padding:28px}.customer-reviews-grid{grid-template-columns:1fr}.customer-review{min-height:250px;padding:29px}.profile-career-list p{font-size:1rem}.steps-grid{grid-template-columns:1fr;gap:26px}.steps-grid>div{display:grid;grid-template-columns:48px 1fr;gap:0 17px;padding-top:24px}.step-no{grid-row:1/3;font-size:2rem}.steps-grid p{margin-top:8px}.footer-grid{grid-template-columns:1fr 1fr;gap:34px 23px}.footer-about{grid-column:1/-1}.footer-contact{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom nav{margin-top:15px}.topic-grid{grid-template-columns:1fr}.topic-card{min-height:0}.cost-card .cost-amount{font-size:3.2rem}.section-heading{display:block}.section-heading>p{margin-top:20px;max-width:none}.faq-list{margin:0}.profile-principles article{padding-bottom:25px;border-bottom:1px solid var(--line)}.profile-principles article:last-child{border:0}.profile-about .section-heading{margin-bottom:35px}}
@media(max-width:480px){.feature-copy{padding:27px}.feature-copy h2{font-size:2.3rem}.feature-copy .btn{width:100%;padding-inline:15px}.example{gap:16px;grid-template-columns:34px 1fr}.example .number{font-size:1.85rem}.tariff{padding:44px 26px 28px}.tariff .badge{left:26px}.cost-card{padding:27px}.cost-card .cost-amount{font-size:3rem}.cost-card dl{font-size:.86rem}.cost-calculation dl{font-size:.82rem}.cost-card dl>div{gap:12px}.advisor-portrait img{height:455px}.advisor-copy h2{font-size:2.5rem}.advisor-actions{display:grid;grid-template-columns:1fr}.advisor-actions .btn{width:100%}.advisor-actions .whatsapp{grid-column:auto}.advisor-phone{justify-content:center;margin-top:3px}.advisor-profile-links{gap:12px;flex-direction:column}.advisor-experience{gap:14px}.advisor-experience strong{font-size:1.45rem}.advisor-experience span{font-size:.8rem}.closing{padding-block:48px}.closing h2{font-size:2.5rem}.closing-actions{display:grid;grid-template-columns:1fr}.closing-actions .btn{width:100%;margin:0}.profile-copy h1{font-size:4.55rem}.profile-portrait img{height:470px}.profile-portrait figcaption{padding-inline:24px}.profile-actions .btn{width:100%}.profile-qualifications article{padding:25px}.profile-recognition{padding:26px;gap:22px}.recognition-number{font-size:3.8rem}.profile-recognition h3{font-size:1.5rem}.customer-review{padding:27px}.legal h1{font-size:2.5rem}.footer-bottom{font-size:.79rem}.footer-grid{gap:30px 16px}.footer-links,.footer-grid p{font-size:.86rem}.footer-brand{font-size:1.55rem}.cost-calculation p{font-size:.85rem}}
@media(max-width:360px){.feature-copy{padding:24px}.feature-copy h2{font-size:2.2rem}.feature-copy .btn{font-size:.88rem}.cost-card{padding:24px}.cost-card .cost-amount{font-size:2.7rem}.advisor-experience strong{font-size:1.32rem}.profile-copy h1{font-size:4.1rem}.profile-portrait img{height:415px}.profile-qualifications h3{font-size:1.45rem}.profile-recognition{padding:24px 20px;gap:18px}.profile-recognition h3{font-size:1.4rem}.customer-review blockquote{font-size:1.48rem}.footer-links{font-size:.8rem}.mobile-dock{padding-inline:13px;gap:7px}.mobile-dock .btn{font-size:.78rem}}
/* Keep long German product names within narrow screens. */
.hero-copy,.feature-copy,.examples,.example>div,.advisor-copy,.faq-intro,.faq-list,.profile-copy,.profile-career-copy,.profile-career-list{min-width:0}.feature-copy .eyebrow{overflow-wrap:anywhere;hyphens:auto}.topline .phone{white-space:nowrap}
@media(max-width:760px){.hero-grid{display:grid}.feature-grid,.faq-grid{grid-template-columns:minmax(0,1fr)}}
@media(max-width:480px){.topline .wrap>span:first-child{display:none}.topline .location{display:block;font-size:.72rem}.topline .wrap{gap:10px}.topline .phone{font-size:.72rem}}
@media(max-width:360px){.hero-copy h1,.detail .hero-copy h1{font-size:2.55rem}.feature-copy h2{overflow-wrap:anywhere;hyphens:auto}}
@media(min-width:761px) and (max-width:1050px){.hero-copy h1,.detail .hero-copy h1{font-size:3.1rem}}
@media(max-width:360px){.footer-grid{grid-template-columns:minmax(0,1fr)}}